The amount which you can withdraw on a particular trading day is not always the same as your cash ledger balance. It may be higher or lower than your ledger balance depending upon any of the adjustments mentioned below:
1. Unsettled credits
This is the value of shares sold which are yet to be credited to your ledger.
2. Provisional interest charges
This is the value of the interest payable by you as of today. This interest may not be charged to you today, it is calculated and adjusted from the withdrawable amount.
3. Provisional DP charges
This is the amount of DP charges for the transactions made by you which is yet to be posted to your ledger.
4. Sell credit pending DP declaration
In case you sell shares which were transferred from a different DP without the required declarations, it is considered to be a third party transaction and the value of the same is adjusted from your withdrawable balance.
5. Sell credit pending delivery of shares
In case you sell shares which are not available in our DP, the shortage amount is calculated and adjusted from your withdrawable balance till the settlement is made.
6. Uncleared cheque amount
In case you made a payin using a cheque which is yet to be cleared, the value of the cheque is adjusted against your withdrawable balance.
7. Dishonoured cheque amount
In case you made a payin using a cheque and it got dishonoured, the value of the cheque is adjusted against your withdrawable balance till the time the amount is posted to your ledger.
8. Additional payout
This is the amount that has been paid out to you under special circumstances outside the standard payout process.
9. Processed payout
This is the amount that has been paid out to you basis your withdrawal request or a daily payout.