To transfer funds through your Kotak bank account using direct access ensure that the same is mapped to your Kotak Securities Neo account with Direct Access being enabled.

1. Go to the funds section and click on the deposit button. 

2. You might be prompted to enter your password, however if you have already entered your password once in the day, you will be directly taken to the next step

3. Enter the amount you would like to deposit

4. Select the payment method as Direct Access and click on the deposit button

The funds should reflect in your trading account immediately.