To use this feature you need to carry out a one time activity, wherein you need to add the beneficiary bank account as a beneficiary (payee) to any of your linked bank accounts using which you wish to transfer funds. You will find the beneficiary bank account details under the IMPS/NEFT/RTGS option in the funds deposit section. Once the beneficiary has been successfully added, transfers can be made using IMPS, NEFT, or RTGS payment modes directly from your bank portal.